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Our team reviews every California physician scenario and will reach out shortly.
While you wait
- Both California loan-repayment programmes are closed until 2027 — the one page we would want you to read.
- The gap between $1,249,125 and $2M.
- What California underwriting does with training debt.
- The full California guide.
If something is urgent, call (480) 296-6513 or email mcerto@cfmtg.com.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. Educational content, not a loan commitment and not legal, tax, or licensure advice. Physician-loan program terms and eligible degrees are set by the lender and change; California loan-repayment program cycles change too.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal, tax, or licensure advice. Physician-loan program terms, eligible degrees, and overlays are set by the lender and change; California loan-repayment program terms and application cycles change too. Confirm your scenario with us and your program administrator. All loans are subject to borrower and property qualification, including credit and income review.